If you have Cigna dental coverage and are looking for a dentist in Charleston, WV, you may be wondering how care works at a fee-for-service practice. At Simpson Dental PLLC, we do not accept dental insurance — which means every treatment decision is made entirely based on what’s best for you, with no carrier restrictions involved.
At Simpson Dental PLLC, we welcome patients with Cigna coverage and all other plans. Dr. Christen Simpson Raynes and Dr. Chase Preston serve Charleston, WV as a fee-for-service practice — meaning you pay directly for care, and we focus entirely on what’s clinically best for you, never on what a carrier will or won’t cover.
Fee-for-Service Care for Cigna Patients
Simpson Dental PLLC is a fee-for-service practice — we do not file claims, coordinate benefits, or work within Cigna’s network restrictions. You pay directly for your care, which means treatment decisions are driven entirely by your clinical needs, not carrier coverage tiers.
This model gives you access to the full range of dental services — from routine cleanings to complex dental implants — without being limited by what a plan will or won’t approve. We provide transparent, upfront cost estimates before any treatment begins.
Flexible Financing Options
We offer several ways to make your care accessible. Many patients use Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) toward their treatment costs. We also partner with CareCredit, Cherry, and Proceed Finance for extended payment plans with competitive rates.
Advanced Procedures at Simpson Dental
Simpson Dental PLLC offers the full spectrum of dental services, from routine preventive care to complex full mouth reconstructions — all priced transparently with no insurance middleman. Our in-office dental laboratory allows us to create custom restorations efficiently, often completing treatments in fewer visits while maintaining the highest quality standards.
Dental Implant Solutions
We specialize in dental implant procedures, including our advanced hybrid ceramic zirconia implants that provide exceptional strength and natural aesthetics. Our same-day teeth options, including All-on-4 and full arch restorations, can transform your smile in a single day. We provide upfront cost estimates for all implant cases so you can plan your investment with confidence.
Cosmetic and Restorative Services
Our cosmetic dentistry services — including porcelain veneers and cosmetic crowns — correct chips and gaps while restoring function and appearance. Dr. Christen Simpson Raynes also provides facial aesthetics treatments using our Fraxel CO2 laser, offering comprehensive smile zone enhancement that complements your dental work.
Financial Solutions Beyond Insurance
We offer flexible financing options to make treatment accessible:
- CareCredit healthcare financing with promotional interest rates
- Cherry patient financing for extended payment plans
- Proceed Finance patient solutions for additional flexible financing.
- Coordination with HSAs and FSAs for tax advantages
- Custom payment arrangements tailored to your budget
Our goal is ensuring that cost is never a barrier to the care you need.
Comprehensive Care You Can Trust
Simpson Dental PLLC combines three generations of dental expertise with modern technology to provide exceptional, uncompromised care for patients throughout Charleston and surrounding West Virginia. Our commitment to transparency means you always know your costs upfront — no surprises, no insurance runaround.
Don’t let cost concerns delay the care you deserve. Our team is ready to walk you through all financing options. Contact Simpson Dental PLLC today at (304) 342-6162 or use our convenient contact form to schedule your consultation.